Mortgage refusal due to spray foam
Why it happens here
Surveyors across Somerset flag spray foam because it hides the condition of the timbers. Lenders then refuse the mortgage until it is removed and documented. The problem is worst on Victorian terraces where foam was fitted over old felt.
Our approach
We survey within 24 hours, remove the foam, and issue a written report with photographs of clean, sound timbers. Lenders and surveyors accept our documentation, so the sale can proceed without a second visit.