Mortgage refusal due to spray foam in the loft
Why it happens here
Widcombe has a high turnover of Victorian terraces, and lenders now routinely question foam that was installed without a BBA certificate. Surveyors cannot verify the timbers underneath, so they flag it as a risk and the mortgage stalls.
Our approach
We remove the foam, inspect and photograph every rafter, and provide a written summary with moisture readings that your lender or broker can pass to the valuer. Most Widcombe sales we work on complete within a month of removal.